CUSTODIAL SERVICES

Custodial Services for Loan and Lease Portfolios

Concord's Custodial Services provides independent safekeeping of the financial documents and records that support loan and lease portfolios. Acting as a neutral third party, we secure original agreements, collateral files, and compliance documentation on behalf of issuers, lenders, and investors. Concord maintains a clear and auditable chain of custody throughout the life of the transaction.

In capital markets and private credit facilities, proper custody is foundational. It protects enforceability, supports transparency, and keeps securitizations, warehouse lines, and structured transactions intact when it matters most.

What Concord's Custodial Services Cover

Document Safekeeping

Concord provides secure physical and electronic storage of promissory notes, loan agreements, security agreements, and related collateral documentation.

Collateral File Management

We index, track, and maintain complete collateral files to ensure accuracy, accessibility, and compliance with investor requirements across the life of the facility.

Chain of Custody & Integrity

Concord manages endorsements, assignments, and releases to maintain a clear and auditable chain of custody.

Compliance Reviews

We verify completeness of documentation against eligibility checklists and transaction requirements to identify gaps before they create structural or legal exposure.

Digital Access & Reporting

We offer electronic vaulting (eVault) and imaging solutions that provide controlled digital access to custodial records.

Integration with Trustees, Verification Agents & Calculation Agents

We coordinate with other facility agents to ensure custody records stay aligned with reporting, verification, and investor oversight functions across the transaction.

Why Concord’s Custodial Services

Legal Enforceability & Risk Mitigation

Independent custody ensures loan and lease collateral can be perfected and assigned without dispute, protecting the legal enforceability of assets throughout the facility's life.

Transparency & Governance

A third-party custodian gives rating agencies, trustees, and fund investors an independent, verifiable record of ownership and collateral status.

Operational Efficiency

Centralized custody streamlines compliance reviews, collateral transfers, and securitization preparation across warehouse, forward-flow, and securitization structures.

Investor Confidence & Marketability

Our independent, well-maintained custody records build investor confidence and support stronger execution in secondary markets and capital-raising efforts.

Digital Transformation

Our eVault system and imaging capabilities reduce paper dependency, improve accessibility, and align custodial practices with the expectations of modern lenders, investors, and servicers.

Support for Diverse Asset Classes

From consumer loans and equipment finance to renewable energy, elective medical, and specialty finance portfolios, Concord's custodial capabilities span across various asset classes.

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What We Do: End-to-End Credit Administration

We provide credit administration across the full lifecycle for investors, lenders, originators, and borrowers. Through proprietary technology and structured processes, we manage performance, compliance, reporting, and borrower engagement to maintain clarity and accountability across each stage.

Concord credit administration lifecycle connecting investors, funds, originators, and borrowers

Mobile Concord credit administration lifecycle connecting investors, funds, borrowers, and originators